Managing Director. As an Investment Analyst with Brunei Investment Agency, Hjh Rafiah gained extensive experience working with financial institutions in UK, USA, Japan, Singapore and Malaysia. This overseas experience was then extended to international education. With a good understanding of new developments in education in other countries, Hjh Rafiah strives to bring new ideas and practices to Bruneians. Hjh Rafiah strongly believes that education is a major investment for a young Bruneian starting his or her career path, Education is also a major investment for the nation in order to prepare the workforce to meet Brunei’s development and diversification plans. Hjh Rafiah maintains a high ethical and moral benchmark for the organisation.